Include what matters
Start with the unit and the equipment you expect to purchase together.
SIDE-BY-SIDE & UTV FINANCING
More capability. A clearer plan.
For property, trails or time away, start with the full side-by-side purchase and see how price, down payment and term shape the estimate.
THE COMPLETE PURCHASE
Plan beyond the advertised price.
A side-by-side purchase may include a cab, winch, plow, storage, protection, freight, fees and a trade. Build your estimate around the complete transaction so the number you use is more meaningful.
DealerPlan provides a personal point of contact to help work through the request with you and the dealership.
Compare scenarios
See how the amount financed, down payment and repayment period affect the illustration.
Ask a real person
Our team helps explain the process, financing terms and next steps.
FROM BUDGET TO APPLICATION
A simple path forward.
Work from a payment
Use the reverse budget calculator if you know what you are comfortable paying but not the final purchase price.
Compare a down payment
See the illustration with different down-payment amounts before you decide what suits your plans.
Account for a trade
Use the allowance and balance owing together to understand the trade’s net effect.
Apply securely
When the purchase is taking shape, submit the application through DealerPlan’s secure application.
SIDE-BY-SIDE WARRANTY & SERVICE PROTECTION
Match the coverage to the machine and the job.
A side-by-side may be equipped and used very differently from one owner to the next. Review any optional service agreement against the original warranty, planned use and installed equipment.
Mechanical coverage
Ask which engine, transmission, driveline, steering, suspension, cooling and electrical components are included.
Attachments and use
Confirm how plows, winches, tracks, cab accessories, modifications, commercial work and off-road conditions are treated.
Contract details
Review deductibles, authorization steps, maintenance records, repair facilities, claim limits and transferability.
Important: The contract determines coverage. Eligibility, exclusions and limits vary by unit and provider, so the full agreement should be reviewed before choosing optional protection.
COMMON QUESTIONS
Know what comes next.
Can I apply before selecting the exact side-by-side?
You can begin with the purchase information available. Our team can follow up as the transaction becomes more specific.
Can a trade with a balance owing be considered?
Yes. Include the estimated allowance and balance owing when planning, then confirm the final figures with the dealership.
Are payment estimates final?
No. They are illustrations based on your inputs. Final terms depend on the application, transaction and lender review.
Payment estimates are for planning only and are not an offer of credit. Rates, terms and approval are subject to lender criteria and transaction details.